Policy Hub – DUCEE LTD

DUCEE LTD Policy Center — RC 2000452 — NDPA 2023 Compliant

Updated 12th October 2026 — SCUML Cert 3978379 RN SC 221801030 Issued 12 OCT 2026 EFCC — NDPC Reg ID NDPC/DCP/15409 Valid 09/10/2026-09/10/2027 — Technology & Educational Platform Operator — Learning Support Only — No Diagnosis — 80/20 Model
All policies linked to Platform Fee Model — Model A: 80% to Licensed Partner, 20% to DUCEE LTD Platform Fee — P.O Box 932 Abdullahi Fodio Road Birnin Kebbi — 08038729804

SCUML SC221801030 12 OCT 26 NDPC NDPC/DCP/15409 VALID CAC RC2000452 NDPA 2023 S.44

We collect phone format + learning profile code DUCEE-KB-XXXX + transactional content for Learning Support + Partner credentials by category only – No personal names without signed Data Sharing Consent Slip – SCUML + NDPC secured

Data collected: Phone, Learning Code, Partner license category (PCN/MLSCN/NMCN/MDCN) – No marketing data without consent
Storage: Encrypted hub – Access limited to DPO – 3 months auto-delete for SMS logs per NCC – SCUML/NDPC certs permanent
NDPA 2023: Opt-in/Opt-out STOP to 2442 – Consent logged – Reg ID NDPC/DCP/15409 – Data Controller/Processor S.44
Sharing: Only to licensed aggregator + verified licensed partners after signed consent – Category only
Contact: [email protected] – 08038729804 – P.O Box 932

Read Full Privacy → Link for Paystack: https://duceeltd.com.ng/privacy-policy — Sender DUCEE LTD — SCUML + NDPC — Platform Operator Only

REFUND POLICY — DIRECT-REFUND + 80/20

Refund Policy — Updated 12 Oct 2026

Refund if SMS not delivered – failed status – direct-refund – Platform: 80% Licensed Partner / 20% Platform Fee – Weekly payout – No names without consent – Learning Support Only

Eligible: Failed SMS status within 24hrs – Learning Support not connected 24hrs – No licensed partner joins 2hrs
Not eligible: Delivered SMS, DND filtered, invalid number, Learning session started
Process: Refund to Paystack source within 48 business hrs – Ref DUCEE-BULK-XXXX logged – For SCUML audit
Proof: Transaction ID + Status Report – 80/20 split – MoU signed before payout
Rate: N6.49 excl VAT=N6.98 – Resell N7 – Refund at purchase rate – SCUML + NDPC

Read Full Refund → Link for Paystack: https://duceeltd.com.ng/refund-dispute-policy — RC 2000452 – SCUML + NDPC – 80/20 Model A

TERMS & CONDITIONS — PLATFORM OPERATOR

Terms & Conditions — Updated 12 Oct 2026

Transactional ONLY – Sender ID DUCEE LTD – Platform Operator: We DO NOT Provide Medical Diagnosis, Drug Sales, Dosage, Care Plans – Learning Support & Partner Connection Only – Category verification – 80/20 split

Use Case: Learning Reminders, Academy Programs, Health Education, Partner Connection via Licensed Partners (PCN/MLSCN/NMCN/MDCN category) – After signed consent – No public names
Prohibited: No full 11-digit inside body – Use masked format – No "app" word – No public listing of partner names without MoU + Consent
Compliance: NCC DND 2442 – SCUML RN SC221801030 Cert 3978379 – NDPC Reg ID NDPC/DCP/15409 – NDPA 2023 – Annual verification – MoU 80/20
Delivery: SMS 98.7% avg – Platform Activation only after signed Data Sharing Consent Slip
Legal: DUCEE LTD RC2000452 – DIVINE ULTIMATE COMPUTERS AND ELECTRONIC ENGINEERING LTD

Read Full Terms → Link for Paystack: https://duceeltd.com.ng/terms-conditions — RC 2000452 – SCUML + NDPC – 80/20 Weekly

Aggregator: BulkSMSNigeria.com — Licensed A2P — Reseller: DUCEE LTD RC 2000452
REGULATORY – PAYSTACK CLEAN – UPDATED 12 OCT 2026:
CAC RC2000452 | SCUML RN SC221801030 Cert 3978379 Issued 12 OCT 2026 | NDPC Reg ID NDPC/DCP/15409 Valid 09/10/2026-09/10/2027 NDPA S.44 | Platform Operator: Learning Support & Partner Connection Only – No Diagnosis, No Drug Sales – Category Verification Only – 80/20 Weekly – No public names without signed Consent + MoU
FINAL LINKS NO 404: Terms https://duceeltd.com.ng/terms-conditions | Privacy https://duceeltd.com.ng/privacy-policy | Refund https://duceeltd.com.ng/refund-dispute-policy | Contact https://duceeltd.com.ng/contact-us — P.O Box 932 — 08038729804

CAC RC2000452 SCUML SC221801030 NDPC/DCP/15409 NDPA 2023